{"id":2596,"date":"2018-04-18T15:06:29","date_gmt":"2018-04-18T18:06:29","guid":{"rendered":"https:\/\/segurosinteligentes.com.br\/oldrh\/_old\/?p=2596"},"modified":"2018-08-29T16:14:48","modified_gmt":"2018-08-29T19:14:48","slug":"qual-a-diferenca-entre-plano-de-saude-e-seguro-saude","status":"publish","type":"post","link":"https:\/\/segurosinteligentes.com.br\/oldrh\/qual-a-diferenca-entre-plano-de-saude-e-seguro-saude\/","title":{"rendered":"Qual a diferen\u00e7a entre plano de sa\u00fade e seguro sa\u00fade?"},"content":{"rendered":"

[et_pb_section admin_label=”section” transparent_background=”on” background_color=”#ffffff” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding=”0px||50px|”][et_pb_row admin_label=”row” make_fullwidth=”off” use_custom_width=”on” width_unit=”off” use_custom_gutter=”off” padding_mobile=”on” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on” custom_padding=”50px|35px|50px|35px” background_color=”#ffffff”][et_pb_column type=”2_3″][et_pb_text admin_label=”tag e data” background_layout=”light” text_orientation=”left” text_font=”|on|||” text_font_size=”16″ text_text_color=”#9ec31e” text_line_height=”1.5em” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||0px|”]<\/p>\n

VOC\u00ca PRECISA SABER | 17.ABRIL.2018<\/p>\n

[\/et_pb_text][et_pb_text admin_label=”t\u00edtulo” background_layout=”light” text_orientation=”left” text_font=”|on|||” text_font_size=”32″ text_text_color=”#495358″ text_line_height=”1em” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

Qual a diferen\u00e7a entre plano de sa\u00fade e seguro sa\u00fade?<\/p>\n

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O cen\u00e1rio \u00e9 o seguinte: voc\u00ea \u00e9 usu\u00e1rio de um plano de sa\u00fade, mas tem um colega que possui um seguro sa\u00fade. D\u00e1 pra estipular qual dos dois est\u00e1 mais coberto em caso de uma emerg\u00eancia m\u00e9dica, por exemplo? Afinal, qual \u00e9 a diferen\u00e7a entre os dois servi\u00e7os?<\/p>\n

Tanto o plano de sa\u00fade quanto o seguro sa\u00fade t\u00eam o mesmo objetivo: oferecer assist\u00eancia m\u00e9dica e hospitalar aos seus clientes. A diferen\u00e7a \u00e9 que, no caso do seguro sa\u00fade, o benefici\u00e1rio tem liberdade de escolha de m\u00e9dicos, hospitais e laborat\u00f3rios.<\/p>\n

Com o seguro sa\u00fade \u00e9 poss\u00edvel consultar profissionais e entidades que n\u00e3o sejam conveniados. O reembolso com gastos m\u00e9dicos neste servi\u00e7o \u00e9 valido por todo o pa\u00eds, por\u00e9m, o valor vai depender do tipo de seguro contratado.<\/p>\n

J\u00e1 no plano de sa\u00fade, os segurados t\u00eam o servi\u00e7o de assist\u00eancia m\u00e9dica prestado pelos profissionais e estabelecimentos credenciados pela operadora. Existem tamb\u00e9m categorias de planos que podem oferecer a livre escolha com reembolso<\/a>, mas, neste caso, \u00e9 necess\u00e1rio constar esta op\u00e7\u00e3o no contrato.<\/p>\n

Vale lembrar que a ANS \u00e9 a respons\u00e1vel por fiscalizar e regulamentar tanto os planos de sa\u00fade quanto os seguros sa\u00fade \u2013 este \u00faltimo desde 2001, com base na Lei 10.185\/01. Por isso, em caso de d\u00favidas, a ag\u00eancia pode ser acionada pelos benefici\u00e1rios, bem como as operadoras e seguradoras.<\/p>\n

Quer ler mais not\u00edcias como essa? Clique aqui<\/a> e navegue pelo Portal RH It\u2019sSeg. Siga-nos tamb\u00e9m no Facebook<\/a> e no Linkedin<\/a>.<\/p>\n

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PORTAL RH IT\u2019SSEG \u00e9 uma publica\u00e7\u00e3o da It\u2019sSeg Seguros Inteligentes. N\u00e3o \u00e9 permitida a reprodu\u00e7\u00e3o do conte\u00fado, mesmo que parcial, para uso comercial de qualquer natureza.<\/p>\n

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PORTAL RH IT\u2019SSEG \u00e9 uma publica\u00e7\u00e3o da It\u2019sSeg Seguros Inteligentes. N\u00e3o \u00e9 permitida a reprodu\u00e7\u00e3o do conte\u00fado, mesmo que parcial, para uso comercial de qualquer natureza.<\/p>\n

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Entenda as diferen\u00e7as de cobertura e tipos de assist\u00eancia oferecidos pelos dois servi\u00e7os.<\/p>\n","protected":false},"author":1,"featured_media":2597,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_links_to":"","_links_to_target":""},"categories":[13],"tags":[165],"_links":{"self":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts\/2596"}],"collection":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/comments?post=2596"}],"version-history":[{"count":1,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts\/2596\/revisions"}],"predecessor-version":[{"id":2598,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts\/2596\/revisions\/2598"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/media\/2597"}],"wp:attachment":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/media?parent=2596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/categories?post=2596"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/tags?post=2596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}