{"id":2370,"date":"2017-11-24T08:00:40","date_gmt":"2017-11-24T10:00:40","guid":{"rendered":"https:\/\/segurosinteligentes.com.br\/oldrh\/_old\/?p=2370"},"modified":"2017-11-23T18:08:52","modified_gmt":"2017-11-23T20:08:52","slug":"plano-de-saude-cobre-fertilizacao-ou-inseminacao-in-vitro","status":"publish","type":"post","link":"https:\/\/segurosinteligentes.com.br\/oldrh\/plano-de-saude-cobre-fertilizacao-ou-inseminacao-in-vitro\/","title":{"rendered":"Plano de sa\u00fade cobre fertiliza\u00e7\u00e3o ou insemina\u00e7\u00e3o in vitro?"},"content":{"rendered":"

[et_pb_section admin_label=”section” transparent_background=”on” background_color=”#ffffff” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding=”0px||50px|”][et_pb_row admin_label=”row” make_fullwidth=”off” use_custom_width=”on” width_unit=”off” use_custom_gutter=”off” padding_mobile=”on” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on” custom_padding=”50px|35px|50px|35px” background_color=”#ffffff”][et_pb_column type=”2_3″][et_pb_text admin_label=”tag e data” background_layout=”light” text_orientation=”left” text_font=”|on|||” text_font_size=”16″ text_text_color=”#9ec31e” text_line_height=”1.5em” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_margin=”||0px|”]<\/p>\n

SEUS DIREITOS | 24.NOVEMBRO.2017<\/p>\n

[\/et_pb_text][et_pb_text admin_label=”t\u00edtulo” background_layout=”light” text_orientation=”left” text_font=”|on|||” text_font_size=”32″ text_text_color=”#495358″ text_line_height=”1em” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

Plano de sa\u00fade cobre fertiliza\u00e7\u00e3o ou insemina\u00e7\u00e3o in vitro?<\/p>\n

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Nos \u00faltimos dois anos o volume de processos contra planos de sa\u00fade exigindo a cobertura de tratamentos de reprodu\u00e7\u00e3o assistida quase triplicou em oito estados: S\u00e3o Paulo, Rio Grande do Sul, Rio de Janeiro, Minas Gerais, Distrito Federal, Mato Grosso do Sul, Bahia e Pernambuco. S\u00f3 entre 2015 e 2016, o n\u00famero de a\u00e7\u00f5es judiciais passou de 8 para 20.<\/p>\n

Esse aumento da judicializa\u00e7\u00e3o<\/a> deve-se \u00e0 exist\u00eancia de um grande volume de leis, c\u00f3digos e resolu\u00e7\u00f5es normativas sobre o assunto, algumas conflitantes entre si.<\/p>\n

 <\/p>\n

O que est\u00e1 na lei?<\/p>\n

Na Constitui\u00e7\u00e3o Federal, o planejamento familiar \u00e9 um direito que compete ao Estado, ou seja, deve ser oferecido pelo Sistema \u00danico de Sa\u00fade. A Lei do Planejamento Familiar 9.263\/96 refor\u00e7a essa ideia ao afirmar que devem ser oferecidos a toda popula\u00e7\u00e3o m\u00e9todos cientificamente comprovados e seguros de concep\u00e7\u00e3o e contracep\u00e7\u00e3o. E a Lei 11.935\/09 determina a obrigatoriedade de cobertura de tratamentos de planejamento familiar, o que inclui tratamentos de fertilidade.<\/p>\n

O C\u00f3digo de Defesa do Consumidor define como nulas todas as cl\u00e1usulas que excluam a cobertura de qualquer doen\u00e7a \u2013 a infertilidade \u00e9 considerada como doen\u00e7a pela Classifica\u00e7\u00e3o Internacional de Doen\u00e7as (CID). Por outro lado, a Lei dos Planos de Sa\u00fade 9.656\/98, que estabelece a obrigatoriedade de cobertura de todas as doen\u00e7as reconhecidas pela CID, exclui a insemina\u00e7\u00e3o artificial e a fertiliza\u00e7\u00e3o in vitro.<\/p>\n

A ANS, ag\u00eancia que regula o setor de sa\u00fade privada no Brasil, por sua vez, determina que os procedimentos para diagn\u00f3stico e tratamento de infertilidade tanto feminina quanto masculina tenham cobertura, desde que listados no Rol de Procedimentos e Eventos em Sa\u00fade<\/a>.<\/p>\n

Os procedimentos que n\u00e3o constam no Rol s\u00f3 ser\u00e3o obrigatoriamente oferecidos pela operadora se estiverem firmados no contrato de servi\u00e7o com o benefici\u00e1rio. Por isto, \u00e9 importante que o usu\u00e1rio verifique se o procedimento indicado pelo seu m\u00e9dico est\u00e1 no Rol ou nas especifica\u00e7\u00f5es do contrato do seu plano.<\/p>\n

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A cobertura de tratamentos ou procedimentos de concep\u00e7\u00e3o \u00e9 controversa. Entenda quais s\u00e3o seus direitos.<\/p>\n","protected":false},"author":1,"featured_media":2372,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_links_to":"","_links_to_target":""},"categories":[13],"tags":[12],"_links":{"self":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts\/2370"}],"collection":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/comments?post=2370"}],"version-history":[{"count":1,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts\/2370\/revisions"}],"predecessor-version":[{"id":2373,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts\/2370\/revisions\/2373"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/media\/2372"}],"wp:attachment":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/media?parent=2370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/categories?post=2370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/tags?post=2370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}