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PR\u00d3S E CONTRAS | 27.JULHO.2017<\/p>\n
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O que voc\u00ea precisa saber sobre o cart\u00e3o de sa\u00fade pr\u00e9-pago<\/p>\n
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Voc\u00ea j\u00e1 deve ter ouvido falar do cart\u00e3o de sa\u00fade pr\u00e9-pago ou cart\u00e3o de desconto sa\u00fade. O produto n\u00e3o \u00e9 novidade, mas com o aumento do desemprego e, consequentemente, do n\u00famero de pessoas sem plano de sa\u00fade \u2013 2,6 milh\u00f5es nos \u00faltimos dois anos \u2013 ganhou visibilidade como uma alternativa de acesso \u00e0 sa\u00fade com baixo custo.<\/p>\n
Pagando uma taxa de R$14,90 a R$49,90 por m\u00eas, voc\u00ea recebe seu cart\u00e3o de sa\u00fade pr\u00e9-pago, que funciona como as linhas de telefone do mesmo tipo. Quando quiser usar, basta recarregar. Cada empresa tem uma rede de cl\u00ednicas e laborat\u00f3rios credenciados que cobram por atendimento. A cada recarga h\u00e1 uma taxa administrativa de em m\u00e9dia R$2,00 e o valor carregado n\u00e3o expira.<\/p>\n
Apesar de toda a atratividade, ao adquirir o cart\u00e3o \u00e9 preciso ter em mente que n\u00e3o \u00e9 um plano de sa\u00fade. O atendimento \u00e9 ambulatorial, s\u00f3 cobre consultas m\u00e9dicas, odontol\u00f3gicas e exames laboratoriais. N\u00e3o \u00e9 ilimitado como nos planos de sa\u00fade, sem cr\u00e9dito, n\u00e3o h\u00e1 continuidade do servi\u00e7o. Atendimentos hospitalares de qualquer tipo, seja emerg\u00eancia, interna\u00e7\u00e3o ou parto, n\u00e3o est\u00e3o inclusos. <\/p>\n
Como n\u00e3o \u00e9 oferecido por operadoras de sa\u00fade, tamb\u00e9m n\u00e3o \u00e9 regulamentado pela ANS, n\u00e3o h\u00e1 Rol m\u00ednimo de cobertura ou qualquer garantia legal de atendimento. Funciona como uma cl\u00ednica popular ou uma consulta particular.<\/p>\n
Antes de optar por este servi\u00e7o, vale a pena colocar na ponta do l\u00e1pis o quanto voc\u00ea pretende gastar mensalmente com ele. Cada tipo de atendimento tem um custo, que aumenta de acordo com a especialidade ou complexidade. Se a sua demanda for grande, considerando a limita\u00e7\u00e3o, contratar um plano de sa\u00fade pode ser mais seguro para sua sa\u00fade e at\u00e9 financeiramente vantajoso.<\/p>\n
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Apesar do valor atrativo, o produto n\u00e3o \u00e9 considerado um plano de sa\u00fade e exclui todos os servi\u00e7os hospitalares.<\/p>\n","protected":false},"author":1,"featured_media":2015,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_links_to":"","_links_to_target":""},"categories":[13],"tags":[187],"_links":{"self":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts\/2014"}],"collection":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/comments?post=2014"}],"version-history":[{"count":3,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts\/2014\/revisions"}],"predecessor-version":[{"id":10410,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/posts\/2014\/revisions\/10410"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/media\/2015"}],"wp:attachment":[{"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/media?parent=2014"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/categories?post=2014"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/segurosinteligentes.com.br\/oldrh\/wp-json\/wp\/v2\/tags?post=2014"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}